Travel insurance for Nicaragua

Is travel insurance really necessary for visiting Nicaragua? This is a question I get a lot. Funny, it is always asked by people who are leaving their country for the first time.

Old hands know that yes, travel insurance is necessary. Why? Because things just happen. Yes Nicaragua is safer than its neighbors, but that doesn’t mean your bag won’t be lost by La Costena and stingray stings happen to all surfers eventually. The best coverage/price value I have found is far and away World Nomads. These guys have been around the world and know how to protect travelers. From backpackers ziplining in the canopy forests of the north to families watching turtles lay eggs in the Pearl Cays to volunteers building eco stoves in Wiwili to missionaries building schools in La Chureca, travel insurance by World Nomads is the best you can get.

Travel insurance: simple & flexible

You can buy, extend and claim online, even after you’ve left home. Travel insurance from is available to people from over 140 countries. It’s designed for adventurous travelers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.

7 things you should know about travel insurance from

  1. Trusted reliable underwriters is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.
  2. Value for money with the cover you need provides cover for what’s important for travelers from over 150 countries. By focusing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online.
  3. Flexibility when you need it most
    Had a change of plans? You can extend your policy or claim online while you are still away. You can even buy a World Nomads policy if you’re already traveling.
  4. Cover for a range of adventure activities
    From surfing & hiking volcanoes here in Nicaragua to whitewater rafting in Costa Rica, covers a range of adventure activities, giving you peace of mind to get the most from your travels.
  5. World Nomads keeps you traveling safely
    All members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.
  6. More than just great value travel insurance
    All members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.
  7. Commitment to exceptional customer service
    They are there to please and do a great job. You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, feel free to contact directly.

 If you can’t afford travel insurance, you can’t afford to travel

The truth is that your insurance should be considered more important than your passport. Think about it. Passports are essential but can be replaced with only a small hassle. I have seen people cry because of passport theft Guatemala only to have a temporary copy in hand the next day. I also met a guy who had to have emergency stomach surgery in San Juan del Sur and was stuck working in a hostal to pay off his $10,000 debt to the private clinic that saved his life. So which one do I consider more important? It’s obvious. Travel insurance, 10


There are a lot of options for travel insurance but take it from someone who has been traveling abroad nearly continuously since 2000. I have seen it all. Don’t bother with saving $10 and going with the cheapest policy Google spits out. Go with someone reliable, competitive and above all, hassle free. Because if you travel enough, eventually you will be very, very glad you have insurance!